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Purpose of loan:
Citi took advantage of their ability to raise my rates before the new laws went into effect and raised the rates on the card I had all my debt consolidated from 4.99% to 29.99% annually. Needless to say, I want to get it to something more "reasonable." There were no late payments or anything. They basically sent me a letter saying my rates were going up, and that I had 30 days to decide whether to keep that account open or not. I will be closing that account.
My financial situation:
I have been employed with this employer for 11-12 years and am not in any kind of danger of losing my job. I only have this debt because I had to take a 3 month leave of absence 2 years ago to deal with complications on our first child's pregnancy. |
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No Fantasy Bids have been placed for this listing. |
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