|
Purpose of loan: : This will be my second active loan via Prosper, whereby I have madeallof my payments to Prosper on time. This second loan will be usedsolelyto off-set recent expenses incurred relating to auto maintenance performed on my 2005 VW Beetle (new tires, struts& shocks replacement,& a major mileage transmission tune-up). This loan will allow me to remain current on my other debts. It is my intention to pay this loan off early, as I am in line for an employment promotion within the next two months, and I am making a move to the suburbs to lower my cost of living expenses (in-town rent).
My financial situation:I am a good candidate for this loan because I have an excellent credit history with Prosper. I have been a top performer for a prestigious private company for 20 years. Professionally, these past several years have seen my career springboard with promotions, recognition awards, annual salary increases, coupled with consistent overtime opportunities.
Monthly net income:$ 3,944.42 (based on my last payroll statement, which includes solid, historical,& monthly overtime hours worked). My monthly income fluctuates due to overtime, which can be substantial.
**Note to potential Lenders - My Prosper rating has been lowered from a "C" to an "E" (although my credit score remains the same as it was when I requested my first loan w/ Prosper - 642). Iassumemy score is lower due to my debt-to-income ratio& having been a month in arrears on my car loan for a couple of months (final pay-off June 2011). I will be current with this creditor by the end of March. Your consideration of assistance is very much appreciated in advance. |
|
